What is a 402 Credit Score?

A credit score of 402 is a very low credit score and it means that you have bad credit. This is because a credit score of 402 indicates that you have had problems with your credit payments in the past, such as going through a bankruptcy or having your home foreclosed. Overview of a 402 … Read more

What Is a 418 Credit Score?

A credit score of 418 is generally considered a poor credit rating, and it may make it more difficult for you to secure a loan. A lower credit score may also affect your ability to get approved for a traditional credit card, as banks often view borrowers with low scores as high-risk. Overview of a … Read more

What Is a 403 Credit Score?

A credit score of 403 is considered “Very Poor” and your options for borrowing are limited. You won’t qualify for most loans and credit cards, and you will likely pay higher interest rates and fees. To build credit, it’s important to make on-time payments and avoid taking on more debt than you can afford. Having … Read more

What is a 405 Credit Score?

A 405 credit score is a lot closer to the lowest score possible (300) than the highest score (850). That means it’s an indication of past credit challenges or a lack of credit history. A low credit score can make it challenging to get unsecured credit cards or loans, such as a mortgage. It also … Read more

Improving Your 406 Credit Score

A credit score of 406 is a lot closer to the lowest credit scores (300) than the highest (850). That means it can be a lot harder to get approved for loans, credit cards, or mortgages. Fortunately, there are ways to improve your credit score. By following a few simple tips, you can make your … Read more

What You Should Know About a 408 Credit Score

Having a credit score of 408 is considered “Very Poor.” This means you have credit issues and it’s not easy to get approved for credit cards, personal loans, or auto loans. Many lenders won’t do business with borrowers with poor credit, and that can be frustrating. However, there are options available to help you fix … Read more